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Is your organization protected?

Property & Casualty

Have the security and the confidence that, no matter what happens, your mission is protected.
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Why

Property & Casualty?

From covering your assets to protecting board members and staff, as well as complying with the guidelines of your funding sources, nothing is more important than protecting your nonprofit's mission.

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Why

P&C from CNIS?

At CNIS, we have a deep understanding of the unique challenges faced by nonprofit organizations. Our helpful, friendly staff will help you identify the exposures your organization faces and help you select the appropriate insurance coverage at the most affordable rates.

What coverages are there for

Property & Casualty

Learn more about the various coverages we can offer your nonprofit!

General Liability

Provides your agency with protection for a wide range of acts or offenses which result in bodily injury, property damage, personal and advertising injury said to be caused by your agency or one of your staff.

Workers' Compensation

With many workers’ compensation plans to choose from, we'll help you find the right one for your agency. We provide a comprehensive review of your current policy and cost that has helped us save thousands of nonprofits money on their insurance premiums!

Property

Commercial Property Insurance helps your nonprofit recover when certain disasters jeopardize physical assets your organization owns or leases such as buildings, office equipment, and office furniture. Many policies also include Business Interruption Insurance.

Directors & Officers

Provides coverage for damages resulting from the wrongful acts of the directors, officers, trustees, and managers as well as for the agency as an entity. Also provides coverage for employment-related actions, including allegations of wrongful termination, harassment, and discrimination.

Auto

Coverage for bodily injury and property damage caused by employees and volunteers driving personal autos or agency-owned vehicles.

Professional Liability

Coverage for professionals such as mental health workers, counselors, teachers, social workers, publishers, and consultants.

Risk management

Risk management is essential to lowering all of your insurance premiums.  We provide our members with expert consultation, technical expertise, and easy-to-use resources.

Cyber Liability

Designed to cover exposures associated with: privacy breach, the infringement of intellectual property, virus transmission, or any other serious trouble that may be spread via the web/email. Any nonprofit with an online presence, receives donations via the web, network or database is at risk for errors, negligence or cybercrime and should consider purchasing this insurance.

Sexual Misconduct

Can also be called Improper Sexual Conduct or Sexual/Physical Abuse/Molestation. These are usually considered intentional acts and those are typically excluded from the General Liability and Professional Liability coverages.

Employee Benefits Liability

Covers specified damages from an organization’s negligent handling of the administration of employee benefits program.

Fidelity/Employee Dishonesty

Provides a source for recovery of funds embezzled by employees or volunteers.

Umbrella Liability

Provides another layer of protection above and beyond the amounts or limits covered by your primary policies. Usually applies to general liability, employer’s liability, and auto policies.

Special Event

Special event insurance protects from claims against the event sponsor for bodily injury or property damage.  Proof of insurance can be provided to venues and other interested parties online, on demand.

And More

Didn't see what you were looking for? Chances are, we still cover it.

How else can we help?

Other Insurance Services Offered by CNIS

Ready to talk?

So Are We!

We're excited to show you why over 1,500 nonprofits in California trust us to protect their missions!

Use the button below to start a quote and receive a thorough consultation on your current coverages/needs.

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